Nov. 5th, 2009

deathpixie: (grease in the wheels of justice)
So this morning, given I hadn't heard from the credit union about my loan, I emailed the guy with my file. It turned out that there were some more documents needed, only they hadn't asked me for them. Fortunately, due to the Internet Age, I was able to email them back with what was needed ten minutes later.

As of a call about five minutes ago, I have been approved for a $10,000 CA loan for the purpose of killing the Dreaded Credit Card Debt. I get to go in on Monday and get the funds then. It might seem a bit insane, taking out a personal loan for a debt, and the amount of money should scare the pants off me, but this way I cut my interest rate by about two-thirds, I don't have to screw around with Paypal to transfer money to an Australian bank account, and I establish some credit history here which will help me get a Canuck card instead of the scary Australian one with the international fees and crazy interest rates.

So yeah. I hope to have cut the debt in half by next summer. I know I'll probably get it under $10,000 by Christmas.

Also completed today, my first insurance claim. It's $675, for two months of counselling. Hopefully my insurance company will cover it, but if they don't, I'll manage. The counselling's doing me too much good to stop now.

Let's see if I can make it three for three on Things I Said I'd Do and actually get to the gym tonight.

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